So, you’ve picked out the perfect swimsuit to wear for your next beach day. Now, you just need a chic cover-up to throw on top. And preferably, one that bridges the gap between a sunning sesh by the water and lunch at the ritzy beach bar. Fortunately, you don’t have to spend a fortune on a beach-worthy cover-up, because we just found over a dozen options on Amazon that you can snag for under $40.
These picks are lightweight enough to throw in a tote bag, yet stylish enough to wear with sandals for a sunset stroll. From breezy tunics to flowy kaftans, these are the swimsuit cover-ups you’ll be reaching for all summer.
15 Chic Swimsuit Cover-Ups Under $40
- Crochet, You Stay: The open weave on this boho-style tunic keeps things airy and light while still adding some texture to your look — $17
- Wrap It Up: If you want something simple to throw on over your bikini bottoms, grab this two-pack of sheer sarong wraps. You can tie them low or high, depending on the vibe — $9
- Sophisticated: The V-neck and lace detailing on this black lace cover-up look a lot dressier than your average mesh throw-on — $13
- Easy Breezy: This eyelet tank dress features a loose swing cut that doesn’t stick to wet skin, and it even has pockets! — $9
- Incognito: Sometimes you want a cover-up that doesn’t scream “cover-up,” and this white shirtdress fits the bill. Wear it to lunch without anyone noticing your swimsuit underneath — $19
- Simple Yet Stunning: This crochet pullover frames your bikini beautifully without competing with it. Wear it over a bright suit and let the color do the talking — $30
- In the Details: If plain tunics feel boring, this button-down tunic has tassels along the bottom that add something interesting. It’ll dress up a basic suit instantly — $15
- One Size: Thanks to the tie-side design, this floral sarong wrap adjusts for most body types. Plus, the bold, vibrant print will add some flair to a solid-colored suit — $20
- Kaftan-Do: Throw this sheer crochet kaftan over a one-piece for the resort pool. It’s loose enough to lounge in, but pretty enough to keep on through lunch — $26
- Peekaboo: This tie-front crochet dress has long sleeves to keep the chill off when the breeze picks up, plus a keyhole on the front to show a little skin — $25
- Tight Knit: The tighter knit construction gives some structure to this crochet minidress, so it won’t go completely transparent the second it gets wet — $25
- Resort Vibes: This lightweight beach dress reminds us of “The White Lotus,” partially due to the large, lotus-esque applique on the side. Plus, it packs flat so you can throw it in your carry-on — $15
- Office to Beach: Throw this loose-fitting shirtdress over a pair of slacks and nobody will know it came from the swim section — $29
- Leg Room: Thanks to the slits on both sides, this crochet tank dress lets you show a little extra leg — $24
- Garden Party Energy: Lace eyelet fabric makes this button-down shirtdress work just as well for a garden lunch as it does for a beach day — $37
