“Budgeting is my favorite hobby in the world,” said practically no one, ever. If you’re like most people, keeping track of your spending can be a painstaking chore. But luckily, apps like Monarch Money are here to help simplify the all-too-tedious task. And for a limited time, you can get 50% off your first year with the code MONARCHVIP.
Monarch is a private, ad-free app that consolidates your accounts, spending, recurring bills and debt payoff progress into one organized, intuitive dashboard. The app syncs with over 13,000 institutions, allowing fast and secure setup with all major banks, credit cards and brokerages.
Thanks to customizable rules and categories, Monarch’s app will help keep everything organized for flexible budgeting. It helps you catch the dreaded “subscription creep,” spotting recurring charges and price increases. It’s great for couples, too, as the shared view can keep you both aligned on the same financial goals. And to top it all off, it looks pleasing to the eye on both web and mobile views.
One thing to note: Monarch is not a bank and does not hold or transfer funds. It’s simply a tracking and planning tool that syncs with your existing accounts to give you more clarity and control over where your money is going—and where you want it to be.
Monarch will do the categorizing and organizing work for you, and from there, you can track, budget and set financial goals that are specific to you and your needs. Whether you’re saving up for a vacation abroad or planning a major home renovation, Monarch will help you lay the foundation to get there.
As far as pricing, Monarch operates on a monthly or yearly plan. If you go monthly, it’s $14.99, while the yearly plan is $99.99 (which comes out to roughly $8.33 per month). And Monarch offers a 7-day free trial if you’d rather give it a test run before you commit.
Interested in trying Monarch for yourself? Click the link below to learn more!